Find Government Grants Your Business May Qualify For
FSI Digital helps small businesses across Canada and the United States discover non-repayable government grants, subsidies, and tax credits. Check your grant eligibility in 3 minutes.
Free eligibility check · Takes 3 minutes · Zero credit impact
Need funding faster?
Government grants take 30–90 days for approval. If your business needs emergency working capital this week:
⚡ Explore Fast Business Financing (24–48h Approval) →Revenue-based financing ($10k–$100k) · Requires 3 months bank statements
FSI Digital is an independent private advisory platform. We are not affiliated with government agencies.
Compare Your Funding Options
Explore our core government grant database or fast revenue-based business financing.
Government Grants & Subsidies
Access non-repayable federal, state, and provincial government programs (like SBIR, STTR, SR&ED, or IRAP). Best for hiring, R&D, technology, export, and expansion.
- ✓ Capital Type: Non-repayable (100% Equity-Free)
- ✓ Coverage: United States & Canada
- ✓ Bank Statements: Not required
- ✓ Average Range: $15,000 – $500,000+
- ⏱ Timeline: 30 to 90 days approval
Revenue-Based Business Financing
For established businesses that need cash flow this week before grant decisions are finalized. Repayable based on your monthly revenue deposits.
- ✓ Capital Type: Repayable (Revenue-based)
- ✓ Bank Statements: 3 recent months required
- ✓ Average Range: $10,000 – $100,000+
- ⏱ Timeline: 24 to 48 hours approval
How FSI Digital Works
Get matched with optimal funding sources in three simple steps.
Check Eligibility
Submit your basic business profile and average monthly revenue.
Submit Documents
Upload your last 6 months of bank statements securely to verify deposits.
Get Funded
Receive a decision in 24–72 hours and get capital sent directly to your account.
Frequently Asked Questions
How do I know whether my business needs a grant or a cash advance?
Government grants are non-repayable but take 3–6 months for approval and require strict project reporting. Working capital advances (MCAs) are approved in 24–72 hours based on your monthly revenue deposits, with zero collateral or credit impact, making them ideal for short-term inventory, equipment, or cash flow emergencies.
What are the minimum qualifications for fast business funding?
To qualify for our working capital solutions, your business must be located in Canada, have been operating for at least 6 months, and generate a minimum of $10,000 in average monthly deposits. No collateral or high credit scores are required.
Are government grants repayable?
No. Government grants are non-dilutive, equity-free, and non-repayable, provided you complete the project as outlined in your application and submit all required progress reports.
What is a factor rate and how does it work?
Unlike traditional loans with compound interest rates, Merchant Cash Advances use a fixed factor rate (typically 1.18 to 1.35). The total repayment amount is calculated upfront by multiplying the advance amount by the factor rate. You repay a fixed percentage of your daily card sales or monthly deposits, meaning payments adjust naturally with your business volume.